A credit card isn't from your own money.

It's money that your borrowing from the bank.

When you borrow money from the bank

you have to pay they back more than you

have borrowed.

A debit card is your own money from the bank.

When you use your money it sends a message to the bank saying that the bank needs to take money out of your account so you can pay for your things.

A debit card is simular to a credit card but you do not have to borrow money from the bank.